ICICI Bank Credit Card: List, Eligibility & Other Key Details

Do you know that ICICI Bank credit cards offer up to 12x reward points if you shop on iShop? In addition, these cards offer a fuel surcharge waiver, complimentary golf rounds, access to domestic, international and railway lounge access. 

If you are planning to apply for an ICICI Bank credit card, explore the complete list of cards along with their fees, standout features and other relevant details in this blog. 

List of ICICI Bank Credit Cards

The joining fee for ICICI Bank credit cards can go as high as ₹20,000, with an additional GST applicable. Here’s a detailed look at different ICICI Bank credit card types, categorised as per their respective fees:

ICICI Bank Credit Cards with Joining Fee Below ₹500

ICICI Bank Credit Cards with Joining Fee Between ₹501 and ₹1,000

ICICI Bank Credit Cards with Joining Fee Between ₹1,001 and ₹3,000

ICICI Bank Credit Cards with Joining Fee Between 3,001 and ₹10,000

ICICI Bank Credit Cards with Joining Fee Between ₹10,001 and ₹20,000

Also read: Top ICICI Bank Lifetime Free Credit Cards in India

ICICI Bank Credit Card Eligibility Criteria

To apply for ICICI Bank credit cards, you can be a salaried individual or self-employed. Here are the other eligibility criteria to apply for ICICI Bank credit cards:

• You need to be a citizen of India.
• As an applicant, you need to be between 21 and 60 years old.

Must reads

Lounge Access on Add-on Credit Cards in India

• 14 Oct 25
• 5 mins

Everything About Hyderabad Airport Lounge Access Credit Card

• 15 Oct 25
• 4 mins

Documents Required to Apply for an ICICI Bank Credit Card

You need to submit identity proof, address proof and income proof to apply for the majority of the ICICI Bank credit cards. Here are the documents that you can present:

• Identity Proof: PAN card, Aadhaar card, voter card, driving license
• Address Proof: Passport, utility bills 
• Income Proof: Salary slip, Form 16, Income Tax Returns

ICICI Bank Credit Card Online Application Process

To apply for an ICICI Bank credit card online, you can either use the website or the iMobile app. Follow the steps mentioned below to apply for an ICICI Bank credit card:

Step 1: Visit the official website of ICICI Bank.

Step 2: Navigate to the ‘Credit Cards’ section.

Step 3: Select the credit card and click on ‘Apply’.

Step 4: On the next redirected page, fill in details like mobile number, date of birth and PAN card number.

Step 5: Click on the check boxes and then the ‘Continue’ option. Provide OTP if prompted.

Step 6: Fill in the necessary details as prompted, provide the necessary documents and submit your application.

Once you receive your card, you can add it to the PICE app for bill payment reminders! 

Rewards Capping for ICICI Credit Cards

With the MakeMyTrip ICICI Bank Credit Card, you can earn reward points up to 1,000 per anniversary year in the insurance category. 

Further, with Emeralde Private Metal Credit Card, you can earn 1,000 reward points on each payment cycle in the education, grocery and utility categories.

Emeralde Private Metal Card additionally allows you to earn 5,000 reward points in the insurance category per payment cycle. 

Other cards have the following rewards capping for the below-mentioned categories per statement cycle:

Terms and Conditions Associated with ICICI Bank Credit Card Rewards

You can get reward points credited to your account within 7 working days. The other terms and conditions for such rewards are as follows:

• Your reward points will expire after 36 months from the issuance date.
• If you cancel your card, the reward points will be rendered invalid.
• In case you place an order with redeemable reward points, you cannot cancel it.
• If you do not receive your order, you need to raise a complaint within 1 month.
• In case you receive damaged products, you need to raise a complaint within 7 days.
• ICICI Bank does not provide the reward facility on Equated Monthly Instalments (EMI) transactions.

Conclusion

If you miss paying your ICICI Bank credit card bill, you could be charged a late payment fee of up to ₹1,300. To avoid paying extra, you can add your card to the Pice app and get timely payment reminders. This ensures you continue enjoying the full benefits of your ICICI credit cards without any penalties.

PICE notifies you ahead of your due date, allowing you to pay your bill amount directly through the app with just a few taps. Download it now!

FAQs